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Rates and Terms



New Mexico Installment Loan Rates and Terms

Availability of Installment Loans
Dash For Cash offers installment loans both online and at a store location near you.

Governing Law
The loan agreement will be governed by the applicable laws of New Mexico.

Maximum Loan Amount
The maximum loan amount for New Mexico residents is $1000.00

Loan Terms
Dash For Cash provides installment loans that offer equal payments with a minimum loan term of 4 months and a maximum loan term of 8 months.

Click Here to download the New Mexico brochure as a PDF.
Click Here to view our Albuquerque license.
Click Here to view our Los Lunas license.

Fee Schedule Example Unsecured Installment Loan
(5 Month Plan)

 
  Option 1
(Biweekly Plan)
  Option 2
(Monthly Plan)
 
Advance
Amount
Payment
Amount
APR Payment
Amount
APR

$100

$21.67

450%

$47.36

450%

$200

$43.34

450%

$94.71

450%

$300

$65.01

450%

$142.07

450%

$400

$86.68

450%

$189.42

450%

$500

$108.35

450%

$236.78

450%

$600

$130.02

450%

$284.13

450%

$700

$151.68

450%

$331.49

450%

$800

$173.35

450%

$378.84

450%

$900

$195.02

450%

$426.20

450%

$1000

$216.69

450%

$473.55

450%

 

Example of Loan Terms: The Annual Percentage Rate (APR) for a $300 loan under Option 1 is 450% APR, with 10 payments of $65.01 due every 14 days. The APR for a $300 loan under Option 2 is 450% APR with 5 payments $142.07 due every 31 days.

 

Fee Schedule Example Secured Installment Loan
(5 Month Plan)

 
  Option 1
(Biweekly Plan)
  Option 2
(Monthly Plan)
 
Advance
Amount
Payment
Amount
APR Payment
Amount
APR

$100

$18.06

325%

$43.58

325%

$200

$36.12

325%

$87.16

325%

$300

$54.18

325%

$126.19

325%

$400

$72.24

325%

$165.21

325%

$500

$90.31

325%

$204.24

325%

$600

$108.37

325%

$243.27

325%

$700

$126.43

325%

$282.29

325%

$800

$144.49

325%

$321.32

325%

$900

$162.56

325%

$360.34

325%

$1000

$180.62

325%

$399.37

325%

 

Example of Loan Terms: The Annual Percentage Rate (APR) for a $300 loan under Option 1 is 325%, with 10 payments of $54.18 due every 14 days. The APR under Option 2 is 325% with 5 payments of $126.19 due every 31 days.


 

Texas Loan Rates and Terms

Click Here to Download Texas Rates And Terms as a PDF

Fee Schedule for Single Lump Sum Loans

 
ANNUAL PERCENTAGE RATE
("APR")
FINANCE CHARGE
This is the total dollar amount the credit will cost you
AMOUNT FINANCED
This is the amount of your loan
TOTAL OF PAYMENTS
The total amount you will have paid after you pay all payments
STANDARD TERM
How long you have to pay off this loan
 
Components of the Finance Charge
CSO-CAB Standard Fee Rate (Dash For Cash) Lender Interest (M&M)

661.77%

$304.60

$100

$404.60

168 days

 

$300.00

$4.60

661.77%

$913.80

$300

$1,213.80

168 days

 

$900.00

$13.80

661.77%

$1,522.90

$500

$2,022.90

168 days

 

$1,500.00

$22.90

661.77%

$2,284.49

$750

$3,034.49

168 days

 

$2,250.00

$34.49

661.77%

$3,045.98

$1,000

$4,045.98

168 days

 

$3,000.00

$45.98

Finance Charge Schedule: The APR calculation is based on a loan with a Standard 168-day term. Your APR may be different if your loan is not the standard 14 days. The APR of your loan will be disclosed in the federal Truth-In-Lending Statement contained in your promissory note.

Late Fee: The greater of 5% of the payment due or $10.00 if payment is in default for a period of 10 days or more.

NSF Fee: If your bank dishonors a payment item for any reason, than you will be charged an NSF fee of $30.00.

This business is licensed and examined by the State of Texas � Office of Consumer Credit Commissioner. Call the Consumer Credit Hotline or write for credit information or assistance with credit problems. Office of the Consumer Credit Commissioner, 2601 N. Lamar Boulevard, Austin, Texas 78705-4207, (800)538-1579, consumer.complaints@occc.state.tx.us, www.occc.state.tx.us

Click here to view our Amarillo, Texas CAB License
Click here to view our Amarillo, Texas Registration
Click here to view our El Paso, Texas CAB License
Click here to view our El Paso, Texas Registration


An advance of money obtained through a Single Lump Sum Loan or auto title loan is not intended to meet long-term financial needs. A Single Lump Sum Loan or auto title loan should only be used to meet intermediate short-term cash needs. Renewing the loan rather than paying the debt in full when due will require the payment of additional charges.


 

 

Fee Schedule for Single Payment Auto Title Loans

 
ANNUAL PERCENTAGE RATE
(“APR”)
FINANCE CHARGE
This is the total dollar amount the credit will cost you
AMOUNT FINANCED
This is the amount of your loan
TOTAL OF PAYMENTS
The total amount you will have paid after you pay all payments
NUMBER OF PAYMENTS
How long you have to pay off this loan
 
Components of the Finance Charge
CSO-CAB Standard Fee Rate (Dash For Cash) Lender Interest (M&M)

303.34%

$25.85

$100

$125.85

30 days

 

$25.00

$0.85

303.34%

$77.55

$300

$377.55

30 days

 

$75.00

$2.55

303.34%

$129.24

$500

$629.24

30 days

 

$125.00

$4.24

303.34%

$193.86

$750

$943.86

30 days

 

$187.50

$6.36

303.34%

$258.48

$1,000

$1,258.48

30 days

 

$250.00

$8.48

Finance Charge Schedule: The APR calculation is based on a loan with a Standard 30-day term. Your APR may be different if your loan is not the standard 14 days. The APR of your loan will be disclosed in the federal Truth-In-Lending Statement contained in your promissory note

Late Fee: The greater of 5% of the payment due or $10.00 if payment is in default for a period of 10 days or more.

NSF Fee: If your bank dishonors a payment item for any reason, than you will be charged an NSF fee of $30.00.

This business is licensed and examined by the State of Texas – Office of Consumer Credit Commissioner. Call the Consumer Credit Hotline or write for credit information or assistance with credit problems. Office of the Consumer Credit Commissioner, 2601 N. Lamar Boulevard, Austin, Texas 78705-4207, (800)538-1579, consumer.complaints@occc.state.tx.us, www.occc.state.tx.us

Click here to view our Amarillo, Texas CAB License
Click here to view our El Paso, Texas CAB License
Click here to view our El Paso, Texas Registration


An advance of money obtained through a Single Lump Sum Loan or auto title loan is not intended to meet long-term financial needs. A Single Lump Sum Loan or auto title loan should only be used to meet intermediate short-term cash needs. Renewing the loan rather than paying the debt in full when due will require the payment of additional charges.



 
 
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